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The Best States for Retirement in 2021

by

And the ones you may want to avoid.

The golden years can offer great promise — moments with grandchildren, time for travel and leisure. But they can also be a source of great stress — over money, declining health and decisions about relocation.

Where you retire can make all the difference. A recent study by the financial website WalletHub.com offers some guidance, ranking each of the 50 states in terms of their suitability for retirement. A total of 45 metrics across three categories (affordability, quality of life and health care) were weighed to rate every state.

Among the measures of affordability were the cost of living, annual costs of adult day care and in-home services, taxes and inheritance laws.

Each state’s health care rating was affected by the quality and availability of geriatric care, the life expectancy and health of seniors, and even Covid-19 positivity and death rates — good to know for this pandemic or the next — among other factors.

The quality-of-life scores took into account many metrics, each with less weight. Among them: the state’s share of population aged 65 and older and how those residents were affected by crime, the availability of public transportation, poverty, food insecurity, and opportunities to work and volunteer. Environmental factors, like mildness of weather, were also considered. While we shouldn’t ignore climate change, as the recent snow storms in southern states suggest, weather made up less than 3 percent of each state’s overall score.

In this week’s chart, you’ll find the best and worst states for retirement as determined by WalletHub, as well as two categories that helped or hurt each state.

The Best and Worst States to Retire In




BEST

WORST

Florida

Illinois

Affordablity

Quality of life

Affordability

Quality of life

Texas

Colorado

Quality of life

Health care

Health care

Affordability

Connecticut

Delaware

Affordability

Quality of life

Affordability

Health care

West Virginia

Virginia

Quality of life

Affordability

Health care

Quality of life

Kentucky

North Dakota

Health care

Quality of life

Health care

Quality of life

Rhode Island

Montana

Affordability

Health care

Affordability

Quality of life

New Mexico

Idaho

Quality of life

Health care

Quality of life

Affordability

Mississippi

Utah

Quality of life

Affordability

Quality of life

Health care

New York

Minnesota

Health care

Quality of life

Affordability

Health care

New Jersey

New Hampshire

Quality of life

Health care

Affordability

Quality of life

BEST

Florida

Affordability

Quality of life

Colorado

Health care

Affordability

Delaware

Affordability

Health care

Virginia

Quality of life

Affordability

North Dakota

Health care

Quality of life

Montana

Affordability

Health care

Idaho

Quality of life

Affordability

Utah

Quality of life

Affordability

Minnesota

Health care

Quality of life

New Hampshire

Quality of life

Health care

WORST

Illinois

Affordablity

Quality of life

Texas

Quality of life

Health care

Connecticut

Affordability

Quality of life

West Virginia

Health care

Quality of life

Kentucky

Health care

Quality of life

Rhode Island

Affordability

Quality of life

New Mexico

Quality of life

Health care

Mississippi

Quality of life

Health care

New York

Affordability

Health care

New Jersey

Affordability

Quality of life


: WalletHub

By The New York Times

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: nytimes.com

Filed Under: REAL ESTATE

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