But Sergey Chernenko, an associate professor of finance at Purdue University’s Krannert School of Management, who was not involved in Dr. Howell’s research, said the new paper aligned with his own findings on race-based gaps in Paycheck Protection Program lending. At an economic conference next month, he will present a paper that concluded that Black-owned businesses were disproportionately left out of the relief program.
“This fits very well with and complements our finding that minority-owned businesses were less likely to get loans because of racial bias, and to the extent that they do get them, they’re more likely to get them from fintechs than banks,” Dr. Chernenko said.
The government designed the Paycheck Protection Program to be virtually risk-free for lenders: They would advance small companies up to $10 million — the size of the loan was based on the company’s head count and payroll — and the government would then pay off the loans in full for business owners that followed the rules. If the borrower defaulted, the government would still repay the lender. In theory, any lender should have been willing to lend to any qualified applicant.
It didn’t work out that way. Many banks limited their loans to their current customers, which was a hurdle for owners who lacked business checking accounts or loans. But even Black owners who had accounts were noticeably more likely than those of other races to end up with a fintech loan, Dr. Howell and her co-authors found.
The effects were strongest in parts of the country with higher levels of racial animus, which the study measured with variables like the extent of local housing segregation and the prevalence of racially charged Google searches.
The researchers tested — and found little evidence for — other common hypotheses about the program’s racial lending disparities. Even after controlling for variables like the applicant’s ZIP code, industry, recent revenue, affinity for online lenders, and loan size and approval date, the gap persisted.
This was not the case, they found, at the nation’s biggest banks. After researchers controlled for those elements, Black-owned businesses appeared to be just as likely as any other to get a loan from Bank of America, Citibank, JPMorgan Chase and Wells Fargo.
Tesla will move its headquarters from California to Austin, Texas, where it is building a new factory, its chief executive, Elon Musk, said at the company’s annual shareholder meeting on Thursday.
The move makes good on a threat that Mr. Musk issued more than a year ago when he was frustrated by local coronavirus lockdown orders that forced Tesla to pause production at its factory in Fremont, Calif. Mr. Musk on Thursday said the company would keep that factory and expand production there.
“There’s a limit to how big you can scale in the Bay Area,” he said, adding that high housing prices there translate to long commutes for some employees. The Texas factory, which is near Austin and will manufacture Tesla’s Cybertruck, is minutes from downtown and from an airport, he said.
Mr. Musk was an outspoken early critic of pandemic restrictions, calling them “fascist” and predicting in March 2020 that there would be almost no new cases of virus infections by the end of April. In December, he said he had moved himself to Texas to be near the new factory. His other company, SpaceX, launches rockets from the state.
Hewlett Packard Enterprise said in December that it was moving to the Houston area, and Charles Schwab has moved to a suburb of Dallas and Fort Worth.
Mr. Musk’s decision will surely add fuel to a ceaseless debate between officials and executives in Texas and California about which state is a better place to do business. Gov. Greg Abbott of Texas, and his predecessors, have courted California companies to move to the state, arguing that it has lower taxes and lower housing and other costs. California has long played up the technological prowess of Silicon Valley and its universities as the reason many entrepreneurs start and build their companies there, a list that includes Tesla, Facebook, Google and Apple.
Texas has become more attractive to workers in recent years, too, with a generally lower cost of living. Austin, a thriving liberal city that is home to the University of Texas, in particular has boomed. Many technology companies, some based in California, have built huge campuses there. As a result, though, housing costs and traffic have increased significantly, leaving the city with the kinds of problems local governments in California have been dealing with for years.
Mr. Musk’s announcement is likely to take on political overtones, too.
Last month, Mr. Abbott invoked Mr. Musk in explaining why a new Texas law that greatly restricts abortion would not hurt the state economically. “Elon consistently tells me that he likes the social policies in the state of Texas,” the governor told CNBC.
he said on Twitter. “That said, I would prefer to stay out of politics.”
On Thursday evening, a Twitter post by Governor Abbott welcomed the news, saying “the Lone Star State is the land of opportunity and innovation.”
A spokeswoman for Gov. Gavin Newsom of California, Erin Mellon, did not directly comment on Tesla’s move but said in a statement that the state was “home to the biggest ideas and companies on the planet” and that California would “stand up for workers, public health and a woman’s right to choose.”
Mr. Musk revealed the company’s move after shareholders voted on a series of proposals aimed at improving Tesla’s corporate governance. According to preliminary results, investors sided with Tesla on all but two measures that it opposed: one that would force its board members to run for re-election annually, down from every three years, and another that would require the company to publish more detail about efforts to diversify its work force.
In a report last year, Tesla revealed that its U.S. leadership was 59 percent white and 83 percent male. The company’s overall U.S. work force is 79 percent male and 34 percent white.
The vote comes days after a federal jury ordered Tesla to pay $137 million to Owen Diaz, a former contractor who said he faced repeated racist harassment while working at the Fremont factory, in 2015 and 2016. Tesla faces similar accusations from dozens of others in a class-action lawsuit.
The diversity report proposal, from Calvert Research and Management, a firm that focuses on responsible investment and is owned by Morgan Stanley, requires Tesla to publish annual reports about its diversity and inclusion efforts, something many other large companies already do.
Investors also re-elected to the board Kimbal Musk, Mr. Musk’s brother, and James Murdoch, the former 21st Century Fox executive, despite a recommendation to vote against them by ISS, a firm that advises investors on shareholder votes and corporate governance.
Proposals calling for additional reporting both on Tesla’s practice of using mandatory arbitration to resolve employee disputes and on the human rights impact of how it sources materials failed, according to early results. A final tally will be announced in the coming days, the company said.
Ibrahim’s parents fled political turmoil in China for Afghanistan more than 50 years ago. At that time, Mao Zedong had unleashed the Cultural Revolution, and life was upended for many Uyghurs, the mostly Muslim ethnic group in Xinjiang that included Ibrahim’s parents.
Ibrahim was born in Afghanistan. But now he, too, is trying to escape the clutches of Chinese authoritarianism.
He and his family have been afraid to leave their home in Afghanistan since the Taliban, the country’s new rulers, took control last month, venturing outside only to buy essentials. “We are extremely worried and nervous,” said Ibrahim, whose full name is being withheld for his safety. “Our children are worried for our safety, so they have asked us to stay home.”
For years, Chinese officials have issued calls for leaders in Afghanistan to crack down on and deport Uyghur militants they claimed were sheltering in Afghanistan. The officials said the fighters belonged to the East Turkestan Islamic Movement, a separatist organization that Beijing has held responsible for a series of terrorist attacks in China since the late 1990s.
locked up close to a million Uyghurs in camps and subjected those outside to constant surveillance. China says the camps are necessary to weed out extremism and to “re-educate” the Uyghurs.
Wang Yi, China’s foreign minister, standing side by side with leaders of the Taliban in July. Earlier this month, Mr. Wang pledged $30 million in food and other aid to the new government, as well as three million coronavirus vaccine doses; on Thursday, he said Afghanistan’s overseas assets “should not be unreasonably frozen or used as a bargaining chip to exert pressure,” obliquely referencing American control of billions of dollars belonging to the Afghan central bank.
Since the late 1990s, Beijing has succeeded in pressuring several countries to deport Uyghurs. The Uyghur Human Rights Project, an advocacy group based in Washington, has counted 395 cases of Uyghurs being sent to China since 1997. The group said in an August report that journalists and human rights organizations have documented 40 cases of detentions or renditions from Afghanistan to China, though it has verified only one of them.
cash shortages. People have been unable to withdraw money from banks. Grocery prices have shot up. The Taliban have also looked to China for help avoiding a possible economic collapse.
their origin story and their record as rulers.
Who are the Taliban leaders? These are the top leaders of the Taliban, men who have spent years on the run, in hiding, in jail and dodging American drones. Little is known about them or how they plan to govern, including whether they will be as tolerant as they claim to be. One spokesman told The Times that the group wanted to forget its past, but that there would be some restrictions.
“The lines are blurred on China’s part between who constitutes a terrorist and who constitutes someone who has simply been politically active,” Mr. Small said. “Individuals who are politically and economically connected with any activities they find problematic” are likely to be targeted, he said.
The uncertain future of Uyghurs in Afghanistan has caught the attention of Abdul Aziz Naseri, a Uyghur activist who was born in Afghanistan and now lives in Turkey. Mr. Abdul Aziz said he had compiled a list of roughly 500 Afghan Uyghurs who want to leave the country.
“They say to me: ‘Please save our future, please save our children,’” he said.
He shared the names and photographs of these people with The New York Times, but asked that their information be kept private. At least 73 people on the list appeared to be under the age of 5.
Shabnam, a 32-year-old Uyghur, her mother and two sisters managed to get out of Afghanistan last month. The women rushed to the airport in Kabul during the frenzied United States evacuation. Her sisters boarded one flight, her mother another. Shabnam said she was the last to leave.
In an interview, she described being separated from her husband while getting through the chaotic security lines at the airport. She was holding his passport and begged the security guards to deliver it to him. No one helped, she said.
Shabnam waited for her husband for four days, while the people around her at the airport encouraged her to leave.
She finally did — boarding a U.S. military plane with hundreds of other Afghans late last month. Her trip took her to Qatar, Germany and finally the United States, where she landed on Aug. 26. She is now in New Jersey and still trying to get her husband out of Afghanistan.
“I was happy that I got out of there, thank God,” Shabnam said. “I like it here. It’s safe and secure.”
PORT-AU-PRINCE, Haiti — The first Haitians deported from a makeshift camp in Texas landed in their home country Sunday amid sweltering heat, anger and confusion, as Haitian officials beseeched the United States to stop the flights because the country is in crisis and cannot handle thousands of homeless deportees.
“We are here to say welcome, they can come back and stay in Haiti — but they are very agitated,” said the head of Haiti’s national migration office, Jean Negot Bonheur Delva. “They don’t accept the forced return.”
Mr. Bonheur Delva said the authorities expected that about 14,000 Haitians will be expelled from the United States over the coming three weeks.
An encampment of about that size has formed in the Texas border town of Del Rio in recent days as Haitian and other migrants crossed over the Rio Grande from Mexico. The Biden administration has said it is moving swiftly to deport them under a Trump-era pandemic order.
On Sunday alone, officials in Haiti were preparing for three flights of migrants to arrive in Port-au-Prince, the capital. After that, they expect six flights a day for three weeks, split between Port-au-Prince and the coastal city of Cap Haitien.
Beyond that, little was certain.
“The Haitian state is not really able to receive these deportees,” Mr. Bonheur Delva said.
The Haitian appeal for a suspension of deportations appeared likely to increase the pressure on the Biden administration, which is grappling with the highest level of border crossings in decades.
President Biden, who pledged a more humanitarian approach to immigration than his predecessor, has been taking tough measures to stop the influx, and the administration said this weekend that the Haitian deportations are consistent with that enforcement policy.
But the migrants are being sent back to a country still reeling from a series of overlapping crises, including the assassination of its president in July and an earthquake in August. Only once since 2014 has the United States deported more than 1,000 people to the country.
As the sun beat down Sunday in Port-au-Prince, more than 300 of the newly returned migrants milled close together around a white tent, looking dazed and exhausted as they waited to be processed — and despondent at finding themselves back at Square 1. Some held babies as toddlers ran around playing. Some of the children were crying.
Many said their only hope was to once again follow the long, arduous road of migration.
“I’m not going to stay in Haiti,” said Elène Jean-Baptiste, 28, who traveled with her 3-year-old son, Steshanley Sylvain, who was born in Chile and has a Chilean passport, and her husband, Stevenson Sylvain.
Like Ms. Jean-Baptiste, many had fled Haiti years ago, in the years after the country was devastated by an earlier earthquake, in 2010. Most had headed to South America, hoping to find jobs and rebuild a life in countries like Chile and Brazil.
Recently, facing economic turmoil and discrimination in South America and hearing that it might be easier to cross into the United States under the Biden administration, they decided to make the trek north.
From Mexico, they crossed the Rio Grande into the United States — only to find themselves detained and returned to a country that is mired in a deep political and humanitarian crisis.
In July, the Haitian president, Jovenel Moïse, was assassinated, setting off a battle for power. A month later, the impoverished southern peninsula was devastated by a 7.2 magnitude earthquake, and the Caribbean nation’s shaky government was ill-equipped to handle the aftermath.
According to a United Nations report released last week, 800,000 people have been affected by the quake. A month after it struck, 650,000 still need emergency humanitarian assistance.
Many of the migrants who stepped off the plane Sunday have little to return to.
Claire Bazille left home in 2015, and had a job cleaning office buildings in Chile’s capital, Santiago. It wasn’t the dream life she had left Haiti to find, but she got by, even sending money home to her mother each month.
When Ms. Bazille heard that it was possible to enter the United States under the Biden administration, she left everything behind and headed north, joining other Haitians along the way.
On Sunday, she was put on a plane and returned to where it had all begun for her.
Only now, Ms. Bazille’s family’s home in Les Cayes had been destroyed in the earthquake. Her mother and six siblings are living in the streets, she said, and she is alone with a small child, a backpack with all their belongings, and no prospect of a job.
“I don’t know how I will survive,” said Ms. Bazille, 35. “It was the worst decision I could have taken. This is where I ended up. This is not where I was going.”
At least a dozen of the migrants said they felt tricked by the United States. They said they had been told by uniformed officials that the flight they were getting on was bound for Florida. When they learned otherwise, some protested but were placed on board in handcuffs, they said.
“I didn’t want to come back,” said Kendy Louis, 34, who had been living in Chile but decided to head to the United States when construction work dried up. He was traveling with his wife and 2-year-old son, and was among those who were handcuffed during the flight, he said.
The Assassination of Haiti’s President
The director of migration and integration at the Haitian office of migration, Amelie Dormévil, said several of the returnees told her they had been cuffed by the wrists, ankles and waist during the flight.
After the first plane carrying the deportees landed, the first to climb out were parents with babies in their arms and toddlers by the hand. Other men and women followed with little luggage, save perhaps for a little food or some personal belongings.
Amid confusion and shouting, the Haitians were led for processing at the makeshift tent, which had been set up by the International Organization for Migration.
Some expressed dismay at finding themselves back in a place they had worked so hard to escape — and with so few resources to receive them.
“Do we have a country?” asked one woman. “They’ve killed the president. We don’t have a country. Look at the state of this country!”
Haitian officials gave them little cause to think otherwise.
Mr. Bonheur Delva said “ongoing security issues” made the prospect of resettling thousands of new arrivals hard to imagine. Haiti, he said, cannot provide adequate security or food for the returnees.
And then there is the Covid-19 pandemic.
“I am asking for a humanitarian moratorium,” Mr. Bonheur Delva said. “The situation is very difficult.”
After the earthquake in August, which killed more than 2,000 people, the Biden administration paused its deportations to Haiti. But it changed course last week when the rush of Haitian migrants crossed into Texas from the border state of Coahuila, Mexico, huddling under a bridge in Del Rio and further straining the United States’ overwhelmed migration system.
The deportations have left Haiti’s new government scrambling.
“Will we have all those logistics?” Mr. Bonheur Delva said. “Will we have enough to feed these people?”
On Sunday, after being processed, the migrants were given Styrofoam containers with a meal of rice and beans. The government planned to give them the equivalent of $100.
After that, said Mr. Bonheur Delva, it will be up to them to find their own way.
Natalie Kitroeff contributed reporting from Mexico City.
TORKHAM, Pakistan — The Taliban, thankfully, didn’t figure out Mohammad was a police officer.
Mohammad, 55, had worked for years in Laghman Province east of Kabul, where chasing militants was part of the job. Then the Taliban seized control of Afghanistan. They killed his boss. Mohammad figured he and his family were next.
“We left Afghanistan mainly to protect our lives,” said Mohammad, who insisted on being identified only by his first name to protect his extended family from reprisals. On Aug. 16, he, his wife and their five children reached Spin Boldak, a town on the Afghanistan side of the border, before crossing to Chaman on the Pakistan side. To get there, they navigated watchful Taliban and paid Pakistan security forces $900 in bribes.
“On the highway, Taliban fighters were stopping and searching travelers,” said Mohammad. “But, luckily, they did not recognize me because, maybe, I was a low-ranked cop.”
The Pakistan authorities are watching worriedly to see whether more refugees like Mohammad and his family come pouring over the border. The government is expecting as many as 700,000 at a potential cost of $2.2 billion as the authorities set up camps and ways to track and feed them.
the United Nations, though experts say hundreds of thousands of undocumented immigrants live there, too.
The migration issue has at times added tension along the border. Already, on Wednesday Pakistan’s military fired artillery rounds over the border, citing firing from Afghanistan that killed five soldiers — the latest in long-running hostilities as Pakistan forces target suspected insurgents hiding on the other side.
Lt. Gen. Faiz Hameed, Pakistan’s powerful intelligence chief, listed terrorism and refugees among Pakistan’s top concerns at a meeting with Taliban leaders in Kabul over the weekend, according to Fawad Chaudhry, the Pakistani information minister.
1,600-mile border fence in recent years.
At Torkham, the dusty border crossing about 140 miles east of Kabul, the Pakistani authorities appeared to be keeping the flow of refugees under strict control. Only small groups of people crossed the border, where only Pakistan citizens and Afghans with visas are allowed to cross. Hundreds of empty container trucks sat idle on the Pakistan side, evidence of a sharp drop in trade because of the war.
raided by law enforcement, with young men rounded up, detained or beaten en masse, rights groups say.
their origin story and their record as rulers.
Who are the Taliban leaders? These are the top leaders of the Taliban, men who have spent years on the run, in hiding, in jail and dodging American drones. Little is known about them or how they plan to govern, including whether they will be as tolerant as they claim to be. One spokesman told The Times that the group wanted to forget its past, but that there would be some restrictions.
“Harassment and exploitation on the part of law enforcement agencies is a product of underlying perceptions of Afghans as violent, dangerous and suspicious,” said Zoha Waseem, a sociology professor at the University of Warwick and an expert on policing. “Refugees are therefore viewed with suspicion and seen as an alleged threat to the security of the nation-state. This makes an entire community, including refugee children, at risk of state harassment.”
Human Rights Watch. The group warned that the move risked adding to a population of hundreds of thousands of people in Afghanistan rendered essentially homeless by poverty and conflict.
The Taliban’s vengeful ways add to the risks. While the country’s new leaders have tried to strike a moderate tone, reports of reprisals against former members of the security forces and other Taliban opponents have trickled out of the country.
“I have no plans to go back to the Taliban’s Afghanistan,” said Khan, once a journalist in Kabul. He wanted to be identified only by his surname to protect his wife and two children, who remain in the Afghan capital.
Anticipating a Taliban victory by October, Khan had planned to get passports for his wife and two children to move to Pakistan. Kabul’s sudden fall last month spoiled those plans.
“Taliban has a list of journalists who were critical of the movement in their reporting,” said Mr. Khan, who had a visa to enter Pakistan, “and I am sure I am among them.”
In Camp Jadeed, a makeshift home for Afghan refugees on Karachi’s outskirts, residents said they had no plans to go back despite the temporary nature of their surroundings.
“With Taliban’s recapturing, a new era of uncertainty and fear starts in Afghanistan,” said Jan Ali, an Afghan in his 60s who arrived in Pakistan in 1980 and makes a living selling secondhand carpets.
He has seen arrivals from decades of conflict. “But the only good thing, this time,” he said, “is that bloodshed was avoided to gain Kabul’s throne.”
Salman Masood contributed reporting from Islamabad, Pakistan.
On Friday, some Silicon Valley technology companies began speaking out, too.
Lyft’s chief executive, Logan Green, said the company would pay the legal costs of any drivers who faced lawsuits under the law. “TX SB8 threatens to punish drivers for getting people where they need to go — especially women exercising their right to choose,” he wrote on Twitter.
Uber’s chief executive, Dara Khosrowshahi, said on Twitter that his company would also cover its drivers’ legal expenses.
And Jeremy Stoppelman, the chief executive of Yelp, issued a statement. “The effective ban on abortions in Texas not only infringes on women’s rights to reproductive health care, but it puts their health and safety at greater risk,” he said. “We are deeply concerned about how this law will impact our employees in the state.”
A couple executives tried to find a middle ground, cheering on democracy and opposing discrimination while remaining silent on the Texas law.
Mr. Musk, who said he has moved to Texas and was investing a lot in the state through Tesla and SpaceX, was among them. “In general, I believe government should rarely impose its will upon the people, and, when doing so, should aspire to maximize their cumulative happiness,” he wrote on Twitter in response to Mr. Abbott’s comments. “That said, I would prefer to stay out of politics.”
Hewlett Packard Enterprise, based in Houston, declined to comment on the ban, but said the company “encourages our team members to engage in the political process where they live and work and make their voices heard through advocacy and at the voting booth.”
A spokesman for the company added that its medical plan allowed employees to seek abortions out of state, and would pay for lodging for such a trip.
At an employee dinner, women were told to rank the attractiveness of the men at the table. During a team-building exercise, a woman was pressured to straddle her male co-worker in front of colleagues. Top executives traded lewd comments about male virility at company events and online.
The e-commerce giant Alibaba, one of China’s most globalized internet companies, has often celebrated the number of women in its senior ranks. In 2018, the company’s billionaire co-founder, Jack Ma, told a conference in Geneva that one secret to Alibaba’s success was that 49 percent of employees were women.
But that message of female empowerment is now being called into question after an Alibaba employee accused her boss of raping her after an alcohol-fueled business dinner. The woman, who has been identified by the police and her lawyers only by her surname, Zhou, said bosses and human resources had shrugged off her complaints. She eventually resorted to screaming about the assault in a company cafeteria last month.
“An Ali male executive raped a female subordinate, and no one in the company has pursued this,” Ms. Zhou yelled, according to a video that was posted on the internet.
fired the man accused of rape, said it would establish an anti-sexual-harassment policy and declared itself “staunchly opposed to the ugly forced drinking culture.” Yet former Alibaba employees say the problems run much deeper than the company has acknowledged.
Interviews with nine former employees suggest that casual sexism is common at Alibaba. They describe a work environment in which women are made to feel embarrassed and belittled during team-building and other activities that the company has incorporated in its culture, a striking departure from the image of inclusion Alibaba has tried to project.
The police investigation into Ms. Zhou’s case is continuing. Alibaba appears to be trying to keep a lid on discussions of the matter. The company recently fired 10 employees for leaking information about the episode, according to two people familiar with the matter. Most former employees who spoke with The New York Times asked to remain anonymous because they feared retaliation.
immediate changes to the way it handles workplace culture and misconduct matters after Ms. Zhou’s case came to light, the statement said. Upon examining its policies and reporting processes, the company found “certain areas that did not meet our standards,” the statement said.
The statement did not address any of the specific allegations made by the former employees who spoke to The Times.
Many Alibaba departments use games and other ice-breaking activities to make co-workers feel at ease with one another. Kiki Qian joined the company in 2017. Her team welcomed her with a game of charades. When she lost, she said, she was punished by being made to “fly the plane,” as her co-workers called it. The stunt involved straddling a male colleague as he sat in an office chair. The colleague then lay back in the chair, causing Ms. Qian to fall on top of him, face first.
“I realized while carrying out the punishment that it could be a little perverted,” Ms. Qian, 28, said in a telephone interview.
On a separate occasion, Ms. Qian said, she saw a woman burst into tears after being pressured to jump into the arms of a male colleague during a team game.
Other former Alibaba employees said ice-breaking rituals included uncomfortable questions about their sexual histories. One former employee said she and other women at a team dinner had been asked to rank their male colleagues by attractiveness. Another said she had felt humiliated during a game in which employees were required to touch each other on the shoulders, back and thighs.
Mr. Ma joked onstage about how Alibaba’s grueling work hours affected employees’ sex lives.
went further with the riff at the next year’s ceremony.
“At work, we emphasize the 996 spirit,” he said, referring to the practice, common at Chinese internet companies, of working 9 a.m. to 9 p.m., six days a week.
“In life, we need 669,” Mr. Ma said. “Six days, six times.” The Mandarin word for “nine” sounds the same as the word for “long-lasting.” The crowd hooted and clapped.
Alibaba shared the remarks, with a winking emoji, on its official account on Weibo, the Chinese social media platform. Wang Shuai, the company’s public relations chief, wrote on Weibo that Mr. Ma’s comments had reminded him of how good it was to be young. His post included vulgar references to his anatomy.
Alibaba also gives employees a handbook of morale-boosting “Alibaba slang.” Several entries are laced with sexual innuendo. One urges employees to be “fierce and able to last a long time.”
Feng Yuan, a prominent feminist in China, said the kind of behavior described at Alibaba could create the conditions under which bullying and harassment were quietly tolerated and promoted.
“In companies where men dominate, hierarchical power structures and toxic masculinity become strengthened over time,” Ms. Feng said. “They become hotbeds for sexual harassment and violence.”
Last month, Ms. Zhou shared her rape accusation on Alibaba’s internal website. According to her account of the events, her boss told a male client who was also at the alcohol-fueled business dinner, “Look how good I am to you; I brought you a beauty,” referring to Ms. Zhou.
Boozy meals have long been widespread in corporate China, where it can be seen as offensive to refuse to drink with a superior. Three days after Ms. Zhou reported the assault to Alibaba, her boss still had not been fired, she wrote in her account. She was told that this was out of consideration for her reputation.
“This ridiculous logic,” she wrote. “Just who are they protecting?”
Elsie Chen contributed reporting. Albee Zhang and Claire Fu contributed research.
Women at tech start-ups wrote to her thanking her for saying what they had been feeling, Ms. Esponnette said.
Lola Priego, 30, the founder of Base, which offers at-home blood and saliva tests that are processed at traditional labs, hears a Theranos comparison at least once a week, she said. The references come directly or indirectly from potential partners, advisers, investors, customers and reporters, she said.
She said she understood the need for skepticism, since new health care companies should be looked at critically to prevent malpractice. Often the comparisons stopped after people learned that Base works with Quest Diagnostics, a multinational company, for analysis of its tests.
“But the additional bias and skepticism is challenging to overcome,” Ms. Priego said.
The biggest blow came from a scientific adviser whom Ms. Priego said she had tried to recruit in 2019. The adviser took the meeting only to tell her that bringing technology into health care was doing a disservice to the industry, just like Theranos. It caused Ms. Priego to question whether she could hire the caliber of advisers she had hoped for.
“It was quite demoralizing,” she said. She has since recruited six advisers.
In July, Verge Genomics struck a three-year partnership with the pharmaceutical giant Eli Lilly to work on drugs for the treatment of amyotrophic lateral sclerosis, or A.L.S., Ms. Zhang said. The company also published a paper about its methods in a scientific journal last year and recruited a chief science officer this year.
It was a relief to have something to show to those who were doubtful, Ms. Zhang said.
“The most fragile part of the company is the earliest stage, when you have to buy into the people, the vision and the idea,” she said. Reflecting on Ms. Holmes and Theranos, she added, “It’s where these types of associations can be really harmful and curtail potential.”
WASHINGTON — For months, Apple and Google have been fighting a bill in the South Korean legislature that they say could imperil their lucrative app store businesses. The companies have appealed directly to South Korean lawmakers, government officials and the public to try to block the legislation, which is expected to face a crucial vote this week.
The companies have also turned to an unlikely ally, one that is also trying to quash their power: the United States government. A group funded by the companies has urged trade officials in Washington to push back on the legislation, arguing that targeting American firms could violate a joint trade agreement.
The South Korean legislation would be the first law in the world to require companies that operate app stores to let users in Korea pay for in-app purchases using a variety of payment systems. It would also prohibit blocking developers from listing their products on other app stores.
How the White House responds to this proposal poses an early test for the Biden administration: Will it defend tech companies facing antitrust scrutiny abroad while it applies that same scrutiny to the companies at home?
executive order to spur competition in the industry, and his top two antitrust appointees have long been vocal critics of the companies.
The approach the White House chooses may have widespread implications for the industry, and for the shape of the internet around the world. A growing number of countries are pursuing stricter regulations on Google, Apple, Facebook and Amazon, fragmenting the rules of the global internet.
American officials have echoed some of the industry’s complaints about the proposal, saying in a March report it appeared to target American companies. But trade officials have yet to take a formal position on it, said Adam Hodge, a spokesman for the United States Trade Representative. He said officials were still considering how to balance the claim that the legislation discriminates against American companies with the belief among tech critics in South Korea and America that the legislation would level the playing field.
“We are engaging a range of stakeholders to gather facts as legislation is considered in Korea, recognizing the need to distinguish between discrimination against American companies and promoting competition,” Mr. Hodge said in a statement.
Apple said that it regularly dealt with the United States government on a range of topics. During those interactions it discussed the South Korean app store legislation with American officials, including at the U. S. Embassy in Seoul, the company said in a statement.
The company said the legislation would “put users who purchase digital goods from other sources at risk of fraud, undermine their privacy protections, make it difficult to manage their purchases” and endanger parental controls.
A Google spokeswoman, Julie Tarallo McAlister, said in a statement that Google was open to “exploring alternative approaches” but believed the legislation would harm consumers and software developers.
The proposal was approved by a committee in the Korean National Assembly last month, over the opposition of some in the Korean government. It could get a vote in the body’s judiciary committee as soon as this week. It would then require a vote from the full assembly and the signature of President Moon Jae-in to become law.
The proposal would have a major impact on Apple’s App Store and the Google Play Store.
The Google store accounted for 75 percent of global app downloads in the second quarter of 2021, according to App Annie, an analytics company. Apple’s marketplace accounted for 65 percent of consumer spending on in-app purchases or subscriptions.
One way software developers make money is by selling products directly in their apps, like Fortnite’s in-game currency or a subscription to The New York Times. Apple has insisted for years that developers sell those in-app products through the company’s own payment system, which takes up to a 30 percent cut of many sales. Last year, Google indicated it would follow suit by applying a 30 percent cut to more purchases than it had in the past. Developers say that the fees are far too steep.
After South Korean lawmakers proposed the app store bill last year, the Information Technology Industry Council, a Washington-based group that counts Apple and Google as members, urged the United States Trade Representative to include concerns about the legislation in an annual report highlighting “barriers” to foreign trade. The group said in October that the rules could violate a 2007 accord that says neither country can discriminate against firms with headquarters in the other.
Apple said that it was not unusual for an industry group to provide feedback to the trade representative. The company said the government had explicitly asked for comment on potentially discriminatory laws. In a statement, Naomi Wilson, the trade group’s vice president of policy for Asia, said that it encouraged “legislators to work with industry to re-examine the obligations for app markets set forth in the proposed measure to ensure they are not trade-restrictive and do not disproportionately affect” American companies.
When the trade representative’s report was published in March — just weeks after Mr. Biden’s nominee to the position was sworn in — it included a paragraph that echoed some of the tech group’s concerns. The report concluded that the South Korean law’s “requirement to permit users to use outside payment services appears to specifically target U.S. providers and threatens a standard U.S. business model.”
The American report did not say the law would violate the free trade agreement with South Korea. But in July, the managing director of a group called the Asia Internet Coalition, which lists Apple and Google as two of its members, pointed to the report when he told Korea’s trade minister that the law “could provoke trade tensions between the United States and South Korea.”
“The Biden administration has already signaled its concerns,” the director said in a written comment in July.
American diplomats in Seoul also raised questions about whether the legislation could cause trade tensions.
“Google said something like that, and a similar opinion was expressed by the U.S. Embassy in Korea,” said Jo Seoung Lae, a lawmaker who backs the legislation. He added that the embassy had been in touch with his staff throughout June and July. Park Sungjoong, another lawmaker, also said that the embassy had expressed trade concerns about the law.
Mr. Jo said that a Google representative had visited his office to express opposition to the proposal, and that Apple had also “provided their feedback” opposing the legislation.
Mr. Jo said that he had requested that the United States provide its official position, but he said he had not received one yet.
American trade officials sometimes defend companies even when they are criticized by others in the administration. While former President Donald J. Trump attacked a liability shield for social media platforms, known as Section 230, his trade representative wrote a similar provision into agreements with Canada, Mexico and Japan.
But Wendy Cutler, a former official who negotiated the trade agreement between South Korea and the United States, said that it would be difficult for America to argue that the Korean rules violate trade agreements when the same antitrust issues are being debated stateside.
“You don’t want to be calling out a country for potentially violating an obligation when at the same time your own government is questioning the practice,” said Ms. Cutler,now the vice president at the Asia Society Policy Institute. “It weakens the case substantially.”
South Korean and American app developers have run their own campaign for the new rules, arguing it would not trigger trade tensions.
In June, Mark Buse, the top lobbying executive at the dating app company Match Group and a former board member of a pro-regulation group called the Coalition for App Fairness, wrote to Mr. Jo, the Korean lawmaker, supporting the proposal. He said that the Biden administration knew about concerns around the tech giants, making trade tensions less likely.
Later that month, Mr. Buse attended a virtual conference about the app store legislation hosted by K-Internet, a trade group that represents major Korean internet companies like Naver, Google’s main search competitor in South Korea, and Kakao.
Mr. Buse, who traveled to Seoul this month to press the case for the legislation on behalf of the Coalition for App Fairness, made it clear that his employer considered it a high-stakes debate. He listed the many other countries where officials were concerned about Apple’s and Google’s practices.
“And all of this,” he said, “is following the leadership that the Korean assembly is showing.”
Andrea Jones hadn’t yet settled on a date to retire from her customer service job at United Airlines when Newark airport started looking like a ghost town in March 2020. After 28 years with the carrier, she still loved her work. But by the end of that month, she had hung up her blue uniform for the last time. She is still struggling with a sense of loss.
“I wasn’t at all ready to leave,” she said. “It hit me right between the eyes.”
Ms. Jones, 68, of East Windsor, N.J., retired to protect the health of her husband, George, who has multiple myeloma, a form of cancer. Fortunately, the Joneses had a nest egg, and United offered a retirement package that enabled her to keep their health insurance.
Patricia Scott has not been so lucky. Ms. Scott, a special-education teacher in Stockton, Calif., retired in January to preserve her own health. A grandmother of 10, she survived breast cancer in 2016; her oncologist told her she couldn’t risk catching Covid-19 by returning to the classroom. Now, at age 66, she is on financial quicksand. “My income is half what it was,” she said. She is single and in debt. “I’m stressed, I’m depressed and I’m terrified.”
For many of the nearly three million workers ages 55 to 70 who have left their jobs since March 2020, retiring during the pandemic has inflicted two traumas. Like Ms. Jones and Ms. Scott, most felt they were forced out of work before they wanted to go, said Teresa Ghilarducci, a professor of economics and policy analysis at the New School for Social Research. Among that subset, the majority, like Ms. Scott, were financially unprepared, Ms. Ghilarducci said.
research from the New School, far more older workers retired during the pandemic than during other recessions. After the 2008 financial crisis, for example, 1.9 million older workers left the labor force in the first three months of the recession. In the first three months of the pandemic last year, 2.9 million left the work force. The latest data shows that 1.7 million of the newer wave of retirees left despite financial uncertainty, Ms. Ghilarducci said.
Their departures generally were not a bid for a few extra years of bird-watching. “A lot of people were pushed out of their jobs,” Ms. Ghilarducci said; she attributed that push partly to age discrimination. “It used to be that employers would let the ones they just hired go first in a recession, but this time older people who have been in their jobs the longest have been hit hardest.”
Lack of enforcement of anti-discrimination laws was a factor, she said. So was what some employers saw as a rare opportunity created by the pandemic to get rid of older workers, who are perceived to be less productive and more expensive.
Regardless of the reason, the new army of reluctant retirees, disproportionately made up of Black workers and those who lack a college degree, according to June data from the New School, is in trouble. One key reason: Debt rates among Americans 65 and older are the highest they’ve ever been, Ms. Ghilarducci said. And they are likely to rise as more people are forced to draw down their assets to make ends meet. Collecting Social Security earlier than anticipated will add to their vulnerability, since claiming earlier will permanently reduce their benefits.
Even for people with a financial safety net, the hurdles can be significant. “There’s a lot of stress that comes with having retirement forced on you,” said Malcolm Ethridge, a financial adviser in Washington who has several newly out-of-work older clients. “It takes time to get past the disruption.”
Jovan Johnson, a certified financial planner in Atlanta, said Ms. Scott and others in her situation should start looking for a pro bono financial adviser who can help make sense of their money. “There are a lot of us out there who will help people out for free during a crisis,” he said. He recommends searching sites like the XY Planning Network.
The primary benefit of sitting down with a professional may be relief from panic, he said. But the 15 new retirees who have contacted him for pro bono help since the pandemic started, among them nurses and teachers, have also gained a better understanding of how to manage limited funds. “Everybody deserves to have a plan,” he said.
Pen and Brush after 23 years as executive director, the stress started last year, when she contracted Covid-19 and spent several weeks in an intensive care unit. She was not psychologically ready to retire, but because she has still not fully recovered, she felt she had to. “I was one of those people who was going to have to be wheeled out of there, I loved it so much,” she said.
Now she is adjusting to what she said was a more limited routine. Sunday nights and Mondays flummox her the most. “It’s like when you have that dream where you have a final exam and you’ve never been to class, or you forget your locker combination. I keep thinking, I have to go to work.” Instead, she takes walks with her husband, Wallace Munro, a retired actor, and visits the grocery store more than she thought she would ever want to.
“It’s something to do,” she said. “You have to restructure your life when something like this happens to you. It’s so easy to get depressed.”
Managing money in a sudden retirement
Mr. Johnson, the financial planner, offered tips on juggling your income and expenses when you’re thrust into joblessness with little warning.
Make sure that you do not have any old pension or 401(k) money out there from previous employers. People who have rolled over retirement accounts from previous employers often forget about them.
Don’t feel guilty for taking Social Security early — especially if you have no other option. You can begin claiming your benefits as early as age 62. However, the downside to claiming before your full retirement age (you can look it up on the Social Security website) is that your total monthly payments will be permanently reduced. If your income is below a certain threshold, your full Social Security payments might be tax-free.
Use Social Security payments for your nondiscretionary, fixed expenses and retirement assets for discretionary expenses, such as travel and entertainment.
Bridge the gap to Medicare, because the age of eligibility is 65. Consider plans under the Affordable Care Act. Typically, if your income is low enough, you may receive premium tax credits and other benefits if you choose a plan on the marketplace.
If Social Security and retirement savings cannot sustain your lifestyle, it’s time to consider Medicaid, Supplemental Security Income and similar programs.